Today I had occasion to speak with our insurance agent about our homeowner's policy. While I had him on the phone, I thought it'd be a good time to ask about coverage for some of our more valuable possessions--namely, the computers and cameras. Here's what I learned:
We could get comprehensive coverage for the cameras that would cover loss or damage, except that caused by:
1) Nuclear holocaust (his exact words)
2) Chewing or gnawing by vermin
Damn, there goes my plan to capture a mushroom cloud on film while a rat dangles from my zoom lens.